Wednesday, April 26, 2017

Heart disease is the leading cause of death for both men and women1. If you suffer from a heart attack or stroke, there are many costs associated with the medical condition that may be covered by your primary health insurance. How would you pay for out-of-pocket expenses like deductibles, travel and other such expenses? Use your personal assets? Rely on family?

Let United Teacher Associates Insurance Company (UTA) help. Our Heart Disease, Heart Attack & Stroke Hospital Income Policy provides a variety of limited specified benefits payable to you when associated with the definitive treatment of heart disease, heart attack or stroke.

Limited Benefits2 include payment for:
  • Hospital Confinement
  • Surgical
  • Anesthesia
  • Ambulance
  • Transportation & Lodging
  • Second & Third Options
  • Blood, Plasma & Platelets
  • Drugs & Medicine
  • Nursing Services
  • Attending Physician
  • Physiotherapy
  • Heart Transplant
  • Electrocardiogram
  • Oxygen
  • At-home Nursing
  • Diagnostic Tests
  • Ambulatory Surgical Center
  • Durable Medical Equipment Rental
  • Hospice
  • Intensive Unit Benefit Rider3 — pays a daily benefit for confinement in an intensive care unit
  • First Diagnosis Cancer Benefit Rider3 — pays a lump sum upon the first diagnosis of internal cancer or malignant melanoma
Product Features:
  • The money comes directly to you or your designee and pays regardless of any other existing coverage you may have.
  • You can use the money for medical expenses.
  • The policy is guaranteed renewable (subject to the company's right to increase premium on a class basis).
  • Rates do not increase as you get older.
  • Coverage is available for individuals, single parents or families.
  • Coverage is available for ages 18-64 and their dependents.


UTA Heart Attack & Stroke Policy Outline of Coverage


1 Xu J, Kochanek KD, Murphy SL and Tejada-Vera B. "Deaths: Final Data for 2007." National Vital Statistics Reports, Vol. 58, No 19. Hyattsville, Maryland: National Center for Health Statistics.
 2010. Page 1.
Not all benefits available in all states. Benefit amounts vary by plan chosen.
Riders require additional premium. Availability varies by state.

This is a solicitation for insurance. Product and rider availability varies by state. Cancer, Heart and Accident insurance are underwritten by United Teacher Associates Insurance Company. For specific costs and further details of the coverage, including exclusions and reductions or limitations and the terms under which the policy may be continued in force, contact the company. An insurance agent will contact you.
Select your state below to learn more about the products available from United Teacher Associates Insurance Company.



  • Each year, about 795,000 people experience a new or recurrent stroke.
  • Approximately 610,000 of these are first attacks, and 185,000 are recurrent attacks.
  • Stroke accounted for 1 of every 18 deaths in the United States in 2008.
  • On average, every 40 seconds, someone in the United States has a stroke.

Source: Roger VL et al. "Executive Summary: Heart Disease and Stroke Statistics—2012 Update." A Report From the American Heart Association"  Circulation 2012, 125:188-197. Dallas, Texas. Page 189.

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