Wednesday, April 26, 2017

The U.S. facts are... 
  • Every year about 785,000 Americans have a first heart attack1.
  • Another 470,000 who have already had one or more have another attack1.

If diagnosed with a heart attack, there are many costs associated with the medical condition that may not be covered by your primary health insurance. How would you pay for out-of-pocket expenses like deductibles, travel and other such expenses?

United Teacher Associates Insurance Company (UTA) can help. Our First Diagnosis Heart Attack & First Major Heart Surgery Insurance Policy provides a lump sum benefit of $10,000 to $50,0002 upon the first diagnosis of heart attack.
  • The money comes directly to you or your designee and pays regardless of any other existing coverage you may have. 
  • You can use the money for medical expenses or any other use.
  • You know exactly how much money may be paid for a covered claim — there are no surprises.
  • The policy is guaranteed renewable (subject to the company's right to increase premium on a class basis). 
  • Rates do not increase as you get older.
  • Coverage is available for individuals, single parents or families.
  • Coverage is available for ages 18-64 and their dependents.
 Additional benefits are available by purchasing riders3:
  • Intensive Care Benefit Rider — pays a daily benefit for confinement in an intensive care unit
  • First Diagnosis Stroke Rider — pays a lump sum upon the first diagnosis of stroke
  • Return of Premium Rider or Cash Value Rider — after your policy has been in force for 20 years, pays 
  • 100% of premiums paid, less any claims paid or payable to you


UTA First Diagnosis Heart Ohio Outline of Coverage


1 Roger VL et al. "Executive Summary: Heart Disease and Stroke Statistics—2012 Update." A Report From the American Heart Association"  Circulation 2012, 125:188-197. Dallas, Texas. Page 189.
2 Benefits vary by state.
Riders require additional premium. Availability varies by state.

These facts do not imply coverage provided under the policy or endorsement of the American Heart Association.

This is a solicitation for insurance. Product and rider availability varies by state. Cancer, Heart and Accident insurance are underwritten by United Teacher Associates Insurance Company. For specific costs and further details of the coverage, including exclusions and reductions or limitations and the terms under which the policy may be continued in force, contact the company. An insurance agent will contact you.
Select your state below to learn more about the products available from United Teacher Associates Insurance Company.



If you are diagnosed with a serious illness or are involved in an accident, your health insurance may not pay for all the services you need. A United Teacher Associates Insurance Company policy can help.



Website approved for use in: AL