Wednesday, April 26, 2017

No one wants to plan for the possibility of a serious disease like cancer, but according to the American Cancer Society, anyone can develop cancer. Since incidence rises with age, most cases affect adults who are middle-aged or older.1
  • About 1,638,910 new cancer cases are expected to be diagnosed in 2012.1
  • In the U.S., men have slightly less than a 1 in 2 lifetime risk of developing cancer; for women, the risk is a little more than 1 in 3.1
For almost all patients, cancer treatment can present significant financial costs that may not be covered by traditional health insurance. Many individuals may face high out-of-pocket costs associated with deductibles, copays and annual or lifetime caps. If cancer touches you or your family, will you be prepared?

Transfer some of the risk to United Teachers Associates Insurance Company (UTA). Our First Diagnosis Cancer Insurance Policy provides a lump sum benefit from $10,000 to $50,0002 upon the first diagnosis of internal cancer or malignant melanoma. 
  • The money comes directly to you or your designee and pays regardless of any other existing coverage you may have.
  • You may receive your total cash benefit whether or not you are hospitalized or receive treatment.
  • You can use the money for medical expenses or any other use.
  • You know exactly how much money may be paid for a covered claim - there are no surprises.
  • The policy is guaranteed renewable (subject to the company's right to increase premium on a class basis).
  • Rates do not increase as you get older.
  • Coverage is available for individuals, single parents or families.
  • Coverage is available for issue ages 20-84 (20-64 in CA; 20-65 in FL) and their dependents.

Additional benefits are available by purchasing riders3:

  • Intensive Care Benefit Rider — pays a daily benefit for confinement in an intensive care unit
  • First Diagnosis Heart Attack & First Major Heart Surgery Rider — pays a lump sum upon first diagnosis of heart attack and first major heart surgery
  • Return of Premium Rider or Cash Value Rider — after your policy has been in force for 20 years, pays 100% of premiums paid, less any claims paid or payable to you
UTA First Diagnosis Cancer Ohio Outline of Coverage

1 American Cancer Society. Cancer Facts & Figures 2012, Atlanta: American Cancer Society; 2012. Page 1.
Benefit amounts may vary by state.
Riders require additional premium. Availability varies by state. 

This is a solicitation for insurance. Product and rider availability varies by state. Cancer, Heart and Accident insurance are underwritten by United Teacher Associates Insurance Company. For specific costs and further details of the coverage, including exclusions and reductions or limitations and the terms under which the policy may be continued in force, contact the company. An insurance agent will contact you.
Select your state below to learn more about the products available from United Teacher Associates Insurance Company.



Deborah from West Virginia had a UTA First Diagnosis Cancer policy for 5 years and then was diagnosed with Uterine Cancer.

I was grateful that [medical] bills were not going to cause any extra stress...I sent the forms in the next day, and received my $25,000 check within 3 weeks."

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