Wednesday, April 26, 2017

According to the American Cancer Society, about 1,638,910 new cancer cases are expected to be diagnosed in 2012.1 The good news is there are advanced treatments available to increase your chance of cancer survival. However, sometimes these advanced treatments are not available locally, and the cost of travel and care can be overwhelming. Paying for the costs of treatment is not usually the first concern that comes to mind when someone is diagnosed with cancer, but for many, it becomes an important one.

United Teacher Associates Insurance Company (UTA) can help. Our Cancer Treatment Benefit Policy provides a variety of limited specified benefits payable to you when undergoing treatment for cancer.

Limited Benefits2 include payment for:
  • Hospital Confinement
  • Inpatient Drugs & Medicine
  • Surgical
  • Blood, Plasma & Platelets
  • Anesthesia
  • Radiation & Chemotherapy
  • Anti-nausea Drug
  • Attending Physician
  • Private Duty Nursing
  • Extended Care Facility
  • Skin Cancer
  • Second & Third Options
  • Breast Prosthesis
  • Artificial Limb/Prosthesis
  • Bone Marrow Transplant
  • Ambulance
  • Hospice
  • Outpatient Diagnostic Laboratory/Biopsy
  • Hairpiece
  • Tutorial Services

  • Professional Mental Health Consultation
  • New Experimental Treatment
  • Transportation & Lodging for patients and their family members
  • Waiver of Premium Benefit
  • Physical/Speech Therapy
  • Braces, Crutches & Wheelchairs
  • Cancer Screening Benefit
  • Intensive Care Unit Benefit Rider3 — pays a daily benefit for confinement in an intensive care unit
  • Dread Disease Benefit Rider— pays a daily hospital confinement benefit should you become confined for the treatment of specified diseases
  • First Diagnosis Heart Attack & First Major Heart Surgery Rider3 — pays a lump sum upon first diagnosis of heart attack and first major heart surgery
  • Return of Premium Rider or Cash Value Rider3 — after your policy has been in force for 20 years, pays 100% of premiums paid, less any claims paid or payable to you

Product Features:
  • The money comes directly to you or your designee and pays regardless of any other existing coverage you may have. 
  • You can use the money for medical expenses.
  • The policy is guaranteed renewable (subject to the company's right to increase premium on a class basis).
  • Rates do not increase as you get older.
  • Coverage is available for individuals, single parents or families.
  • Coverage is available for ages 18-84 (18-64 in CA) and their dependents.
American Cancer Society. Cancer Facts & Figures 2012, Atlanta: American Cancer Society; 2012. Page 1.
Not all benefits available in all states. Benefit amounts vary by coverage chosen.
Riders require additional premium. Availability varies by state.
This is a solicitation for insurance. Product and rider availability varies by state. Cancer, Heart and Accident insurance are underwritten by United Teacher Associates Insurance Company. For specific costs and further details of the coverage, including exclusions and reductions or limitations and the terms under which the policy may be continued in force, contact the company. An insurance agent will contact you.
Select your state below to learn more about the products available from United Teacher Associates Insurance Company.



Cancer was the second leading cause of death in the United States in 2007, after heart disease. There were 562,875 deaths caused by cancer.

Source: Xu J, Kochanek KD, Murphy SL and Tejada-Vera B. "Deaths: Final Data for 2007." National Vital Statistics Reports, Vol. 58, No 19. Hyattsville, Maryland: National Center for Health Statistics. 2010. Page 8 and Table 9.

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