Wednesday, April 26, 2017

No one likes to think about being affected by a serious illness or accident, but consider these statistics:
  • Heart disease was the leading cause of death in the U.S. in 2007.1
  • In the U.S., more than 1.6 million new cancer cases are expected to be diagnosed in 2012.2
  • There were more than 28.4 million emergency department visits for unintentional injuries in the U.S. in 2008.3
If something were to happen to you, your traditional health insurance may not pay for all the services you need. Supplemental insurance can help provide another layer of protection on top of the health and life insurance you may already have. It can help pay for medical deductibles and coinsurance as well as the many other costs that can be associated with an illness or accident.

Here are just a few of the benefits of having a Cancer, Heart or Accident Insurance Policy:
  • The money comes directly to you or your designee and pays regardless of any other existing coverage you may have.
  • Policies are guaranteed renewable (subject to the company's right to increase premium on a class basis).
  • Rates do not increase as you get older.
  • Coverage is available for individuals, single parents or families.
  • Unlike primary health insurance from your employer, United Teacher Associates coverage is continuous4, even if you change jobs or retire.
1 Xu J, Kochanek KD, Murphy SL and Tejada-Vera B. "Deaths: Final Data for 2007." National Vital Statistics Reports, Vol. 58, No 19. Hyattsville, Maryland: National Center for Health Statistics. 2010. Page 1.
2 American Cancer Society. Cancer Facts & Figures 2012, Atlanta: American Cancer Society; 2012. Page 1.
3 Centers for Disease Control and Prevention & National Center for Health Statistics, National Hospital Ambulatory Medical Care Survey: 2008 Emergency Department Summary. Table 15.
4 These are not group policies.
This is a solicitation for insurance. Product and rider availability varies by state. Cancer, Heart and Accident insurance are underwritten by United Teacher Associates Insurance Company. For specific costs and further details of the coverage, including exclusions and reductions or limitations and the terms under which the policy may be continued in force, contact the company. An insurance agent will contact you.
Select your state below to learn more about the products available from United Teacher Associates Insurance Company.


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